Cancer

Schwenker Senior Insurance helps you stay prepared with cancer insurance designed for life’s toughest challenges.

A cancer diagnosis can change everything.


But it doesn’t have to derail your finances. Cancer insurance offers peace of mind by providing a lump-sum payment you can use however you need — so you can focus on recovery, not bills. Whether you’re on Medicare or not, this coverage helps fill the gaps most health plans leave behind.


Many people are surprised by the costs that come with cancer treatment. Even if your insurance covers doctors, hospitals, and chemotherapy, you might still be responsible for big expenses. These can include daily hospital copays, travel to treatment centers, lost income, meals, lodging, and in-home care after surgery or chemo.



In Iowa, in-home recovery help can cost $30 to $40 per hour. If you need a few hours of help a day, the bills can pile up quickly — and Medicare doesn't cover those non-medical needs.


This is where cancer insurance can step in and make a real difference. It gives you a lump-sum payment directly — not to a doctor or hospital but to you. You choose how to use it, whether that’s for bills, transportation, or help at home.

A man and a woman are standing next to each other in a yoga pose.

Let’s look at how this plays out in real life

  • Karen, 67, on Medicare Advantage, was diagnosed with breast cancer. Her plan charged $300 per day for a five-day hospital stay. Her cancer insurance paid $10,000 directly to her. She covered the hospital costs and helped her daughter take time off work to assist during her recovery.


  • Brian, 59, with employer coverage, traveled three hours for treatment. His benefit helped pay for gas, hotels, and healthy meals on the road.


  • Angela, 72, on Medicare, needed a part-time caregiver after surgery. Her insurance benefit covered six weeks of help that Medicare didn’t pay for.

What makes this coverage different 

It’s simple and flexible. You get cash fast — and you use it how you want. There are no networks, no pre-approvals, and no complex claims. It works alongside your current insurance, whether you’re on Medicare, a group plan, or your own coverage.


This kind of policy is helpful for anyone — especially if you’re near or in retirement, living on a fixed income, or just want peace of mind knowing that a sudden illness won’t drain your savings.


Cancer doesn’t wait. Most of us don’t have extra funds lying around for the “what ifs” in life. That’s why it’s smart to prepare before something happens.


The best time to prepare is before you need it.
A short conversation could save you thousands later.
You insure your car — why not protect your health journey?